Through our partner 
Our CHATTEL MORTGAGE CAR FINANCE brokers have access to over 40+ reputable lenders
Through our partner
Our CHATTEL MORTGAGE CAR FINANCE brokers have access to over 40+ reputable lenders
Buy It Finance will help you find the best loan solution for the needs of your business.
Business chattel mortgages are a type of business loan that uses the business’s car or other vehicle as security for the loan. Chattel mortgage loan repayments are made in regular installments over the life of the loan, and the business owns the car outright at the end of the loan term.
Chattel mortgages apply for cars that are at least 51% of the time used for business purposes. Due to their lower interest rates and certain stipulations of the loan, chattel mortgages are often an attractive option for small businesses.
Get in touch with Buy It Finance today to find out more about how a chattel mortgage car loan could be right for your business needs.
Unlike a finance lease or many other loan types, a chattel mortgage gives you ownership over your car from the start of the loan.
A chattel mortgage car loan is one type of financing product available to business owners to purchase vehicles.
By using a chattel mortgage you could experience the following benefits:
Tax benefits
Lower interest rates
Reduced credit checks
Increased flexibility on business loan term and certain conditions
Choice to opt for balloon payment over monthly repayments
Entitled to claim input tax credit, GST, and interest paid
Ability to claim business tax deduction
As with any loan, it is important to compare the features and interest rates of different chattel mortgages before signing up for one. Choose Buy It Finance to have all the stress taken out of this process. We’ll handle everything for you and get you the best car loan available.
Talk to Buy It Finance to learn more about your car financing options.
You could be eligible for a chattel mortgage if you:
Are a sole trader
Are a partnership
Are a trust
Are a small business
Are a large corporation
Use the car for at least 51% business use
To get more guidance from a finance broker who understands the ins and outs of chattel mortgages, get in touch with Buy It Finance.
Buy It Finance makes loan applications and lending easy and stress free. The steps we’ll follow for your chattel mortgage loan are:
It’s that easy! For friendly, speedy, and expert chattel mortgage car financing that you can trust, choose Buy It Finance.
“Tim from Buy It Finance was amazing at securing a loan very quickly for the purchase a new car for my business. The process was easy and Tim kept me well informed through the whole process. I highly recommend that anyone seeking finance, speak to Tim. Thank you for all your help.”
"Would just like to say a big thank you to Tim for the non-stress easy loan that you had approved for my company, from the minute you answered the phone it was such a simple easy exercise. It was so great that you were confident that we could get the finance sorted and I was able to purchase the vehicle knowing within 3 days I was going to be driving the car away, and to your word, the deal was done in 3 days."
“Tim was fantastic was start to finish. He went above and beyond every step of the way. I had 2 sales fall through, but Tim was still very patient and understanding and helped me get my dream car. I would highly recommend Tim.”
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In addition to our chattel mortgage loans, we also have experience in business car loans and low doc loans. Follow the links below to learn more about our car loan services.
At Buy It Finance we also offer loans for other personal or business equipment and vehicles. Follow the links below to learn more about our vehicle or equipment loans.
Car Loans | Equipment Loans | Boat Loans | Jet Ski Loans
Motorcycle Loans | Caravan Loans | Truck Loans | Personal Loans
